:root{--bg:#f4f6f2;--card:#fff;--ink:#17301f;--muted:#647067;--line:#d9e2d9;--green:#205d3d;--green-dark:#143f28;--green-soft:#eaf4ec;--cream:#faf7ee;--shadow:0 14px 40px rgba(21,48,31,.09);--radius:20px;--max:1120px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:var(--bg);line-height:1.58}
a{color:var(--green);text-decoration:none}a:hover{text-decoration:underline}.container{width:min(var(--max),calc(100% - 32px));margin:auto}
.topbar{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.95);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:14px 0}.brand{font-weight:900;letter-spacing:-.025em;font-size:20px;color:var(--ink)}.navlinks{display:flex;gap:19px;align-items:center;font-size:14px}
.btn,.btn2{display:inline-flex;align-items:center;justify-content:center;border-radius:12px;padding:13px 18px;font-weight:800;border:1px solid transparent;cursor:pointer;font:inherit}.btn{background:var(--green);color:#fff}.btn:hover{background:var(--green-dark);text-decoration:none}.btn2{background:#fff;color:var(--green);border-color:var(--line)}.btn2:hover{text-decoration:none;background:#f8faf7}
.hero{padding:70px 0 44px}.hero-grid{display:grid;grid-template-columns:1.13fr .87fr;gap:42px;align-items:center}.eyebrow,.tag{display:inline-flex;border-radius:999px;font-size:13px;font-weight:800}.eyebrow{padding:7px 10px;background:var(--green-soft);border:1px solid #d3e5d6;color:var(--green-dark);margin-bottom:18px}.tag{padding:5px 9px;background:#f0f4ef;color:#506055}
h1{font-size:clamp(42px,7vw,68px);line-height:1.02;letter-spacing:-.045em;margin:0 0 18px}h2{font-size:clamp(30px,4vw,39px);line-height:1.12;letter-spacing:-.03em;margin:0 0 10px}h3{line-height:1.2}.hero p,.lede{font-size:18px;color:var(--muted);max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:25px}
.hero-card,.card,.calculator,.side-card,.lead-card,.provider-card,.article{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:0 8px 24px rgba(24,48,31,.05)}.hero-card{padding:28px;background:linear-gradient(145deg,#fff,#edf5ef);box-shadow:var(--shadow)}.checklist{display:grid;gap:12px;margin-top:19px}.check{display:flex;gap:10px;color:#425047}.check strong{color:var(--green)}
section{padding:55px 0}.section-sub{color:var(--muted);max-width:780px;margin:0 0 28px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{padding:24px}.card h3{margin:8px 0}.card p{margin:0;color:var(--muted)}.problem-card{padding:0;overflow:hidden}.problem-card img{display:block;width:100%;height:190px;object-fit:cover}.problem-card-body{padding:22px}.problem-card-body h3{margin:8px 0}.problem-card-body p{margin:0;color:var(--muted)}
.visual-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.visual{min-height:220px;border:1px solid var(--line);border-radius:20px;padding:22px;position:relative;overflow:hidden;background:linear-gradient(150deg,#eaf4ec,#f9fbf8)}.visual:after{content:"";position:absolute;border-radius:50%;width:190px;height:190px;right:-45px;bottom:-65px;background:rgba(32,93,61,.09)}.visual-icon{font-size:38px;margin-bottom:44px}.visual b{display:block;font-size:19px}.visual span{color:var(--muted);font-size:14px}
.calc-grid,.lead-grid{display:grid;grid-template-columns:1fr .84fr;gap:22px;align-items:start}.calculator,.side-card,.lead-card{padding:28px;box-shadow:var(--shadow)}label{display:block;font-weight:800;margin:16px 0 7px}select,input,textarea{width:100%;padding:13px 14px;border:1px solid #bcc9bf;border-radius:11px;background:#fff;color:var(--ink);font:inherit;outline:none}.field-grid{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.result{display:none;margin-top:22px;padding:22px;border:1px solid #cfe2d3;background:var(--green-soft);border-radius:16px}.price{font-size:36px;font-weight:900;color:var(--green-dark);letter-spacing:-.03em}.result-links{display:flex;gap:10px;flex-wrap:wrap;margin-top:14px}.micro{font-size:12px;color:#6b776e;line-height:1.45}.notice{padding:16px 18px;background:#fff8e9;border:1px solid #ecd9a6;border-radius:14px;color:#69572b;font-size:13px}
.learn-list{display:grid;gap:12px;margin-top:18px}.learn-link{padding:14px;border:1px solid var(--line);border-radius:12px;background:#fbfcfa;font-weight:750}.why-site{background:#f5f8f3}.lead-section{background:#edf3ec}.consent-box{margin-top:18px;padding:16px;border:1px solid #cfd9d0;background:#fafcf9;border-radius:14px;display:flex;gap:12px;align-items:flex-start}.consent-box input{width:20px;height:20px;margin:2px 0 0;flex:0 0 auto}.consent-copy{font-size:13px;color:#4e5b51}.form-next-step{margin:10px 0 0;line-height:1.5}
.after-submit{margin-top:20px;padding:20px;border:1px solid var(--line);border-radius:14px;background:rgba(255,255,255,.55)}.after-submit h3{margin:0 0 10px}.after-submit ul,.after-submit ol{margin:0;padding-left:20px}.after-submit li+li{margin-top:6px}.emergency-notice{padding:14px;border:1px solid #e5aaa4;border-radius:12px;background:#fff1ef;color:#762b25;font-size:13px;margin-bottom:18px}.sensitive-note{font-size:12px;color:var(--muted);margin:5px 0 16px}.before-hire{background:#f7f8fb}.hire-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:13px}.hire-grid div{padding:18px;border:1px solid var(--line);border-radius:14px;background:#fff;font-weight:750}.compensation-disclosure{max-width:860px;color:var(--muted);font-size:14px;margin:24px 0 0}@media(max-width:650px){.hire-grid{grid-template-columns:1fr}}
.provider-strip{padding:46px 0;background:#fff}.provider-card{padding:24px;display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}.sponsored-label{font-size:11px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#6b746d}.ad-slot{border:1px dashed #aab6ad;border-radius:16px;padding:18px;text-align:center;background:#fbfcfb;color:#67716a}
.article-wrap{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:34px;align-items:start}.article{padding:34px;box-shadow:var(--shadow)}.article h1{font-size:clamp(36px,5vw,54px)}.article h2{font-size:29px;margin-top:36px}.article p,.article li{color:#405046}.sidebar{position:sticky;top:90px}.side-card{box-shadow:none;margin-bottom:16px}.breadcrumbs{font-size:13px;color:#778177;margin-bottom:14px}.faq{border-top:1px solid var(--line);padding:18px 0}.faq:first-child{border-top:0}.faq h3{margin:0 0 7px;font-size:19px}.faq p{margin:0}.article-box{padding:18px;margin:22px 0;background:#f9fbf8;border:1px solid var(--line);border-radius:16px}
.monetization-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.monetization-grid .card{height:100%}
footer{padding:34px 0;border-top:1px solid var(--line);background:#fff}.footer-grid{display:grid;grid-template-columns:1fr auto;gap:24px}.footer-copy{max-width:770px;font-size:13px;color:#657067}.footer-links{display:flex;gap:14px;flex-wrap:wrap;font-size:13px}.legal-links a{font-weight:800;text-decoration:underline;text-underline-offset:3px}.legal-page{max-width:820px}.legal-page h1{font-size:clamp(38px,6vw,58px)}.legal-page h2{font-size:24px;margin-top:30px}.legal-page p,.legal-page li{color:#405046}
dialog{width:min(780px,calc(100% - 28px));max-height:84vh;overflow:auto;border:1px solid var(--line);border-radius:18px;padding:0;box-shadow:var(--shadow)}dialog::backdrop{background:rgba(0,0,0,.38)}.modal-head{display:flex;justify-content:space-between;align-items:center;padding:20px 22px;border-bottom:1px solid var(--line)}.modal-body{padding:22px;color:#435046}.close{border:0;background:#eef3ed;border-radius:10px;padding:8px 10px;cursor:pointer;font-weight:800}
@media(max-width:860px){.hero-grid,.calc-grid,.lead-grid,.article-wrap{grid-template-columns:1fr}.cards,.visual-grid,.monetization-grid{grid-template-columns:1fr}.field-grid{grid-template-columns:1fr}.navlinks a:not(.btn){display:none}.hero{padding-top:48px}.sidebar{position:static}.provider-card{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}}


.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.step{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:24px;box-shadow:0 8px 24px rgba(24,48,31,.05)}.step-num{width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-weight:900;margin-bottom:14px}
.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:20px}.trust-pill{padding:14px 16px;border:1px solid var(--line);background:#fbfcfa;border-radius:14px;font-size:14px}
.faq-list{display:grid;gap:12px}.faq-item{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}.faq-item h3{margin:0 0 7px;font-size:18px}.faq-item p{margin:0;color:#435046}
.sticky-mobile-cta{display:none;position:fixed;left:12px;right:12px;bottom:12px;z-index:50;box-shadow:0 12px 30px rgba(21,48,31,.22)}
.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.08em;font-weight:900;color:#6a766c}
.about-grid{display:grid;grid-template-columns:1fr 1fr;gap:22px}.about-box{background:#fff;border:1px solid var(--line);border-radius:18px;padding:22px}
.badge-row{display:flex;gap:10px;flex-wrap:wrap;margin:18px 0}.badge{padding:7px 10px;border-radius:999px;background:#f0f4ef;border:1px solid var(--line);font-size:12px;font-weight:800}
.updated-line{margin:16px 0 4px;padding-bottom:16px;border-bottom:1px solid var(--line);font-size:13px;color:#6a766c;font-weight:700}.source-box{padding:18px;margin:24px 0;background:#eef6f0;border-left:4px solid var(--green);border-radius:0 14px 14px 0}.source-box p{margin:6px 0 0}.location-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:24px}.location-link{display:block;padding:18px;background:#fff;border:1px solid var(--line);border-radius:14px;font-weight:850}.location-link span{display:block;margin-top:4px;color:var(--muted);font-size:13px;font-weight:500}
@media(max-width:860px){.process-grid,.trust-row,.about-grid,.location-grid{grid-template-columns:1fr}.sticky-mobile-cta{display:flex}}
.brand{display:inline-flex;align-items:center;gap:8px;text-decoration:none}.network-mark{display:block;width:40px;height:40px;flex:0 0 40px}.network-stl{color:#2864f0;font-weight:950;letter-spacing:-.055em;line-height:1}.brand-name{margin-left:8px;font-weight:750;letter-spacing:-.025em;line-height:1;opacity:.82}@media(max-width:520px){.topbar .network-mark{width:36px;height:36px;flex-basis:36px}.topbar .brand-name{font-size:15px}}
@media(max-width:520px){.topbar .nav{gap:10px}.topbar .brand{min-width:0;gap:6px;font-size:16px}.topbar .network-mark{width:32px;height:32px;flex-basis:32px}.topbar .network-stl{font-size:16px;flex:none}.topbar .brand-name{margin-left:2px;font-size:14px;white-space:nowrap}.topbar .navlinks{display:none}.hero h1{font-size:clamp(34px,11vw,42px)}.hero-actions>a{width:100%}}@media(max-width:360px){.topbar .brand-name{margin-left:0;font-size:13px}}
.menu-button{display:none;border:1px solid var(--line);background:#fff;color:var(--ink);border-radius:12px;padding:10px 14px;font:inherit;font-weight:850}.footer-grid{grid-template-columns:minmax(0,1.5fr) repeat(2,minmax(150px,1fr));gap:32px;align-items:start}.footer-links{display:grid;gap:9px;align-content:start}.footer-links strong{color:var(--ink);font-size:14px}.footer-links a{text-decoration:none}.footer-links a:hover{text-decoration:underline}.footer-bottom{margin-top:28px;padding-top:18px;border-top:1px solid var(--line);font-size:13px;color:#657067}@media(max-width:860px){.menu-button{display:inline-flex;margin-left:auto}.topbar .navlinks{display:none}.topbar .navlinks.open{display:flex;position:absolute;top:68px;left:14px;right:14px;flex-direction:column;align-items:stretch;gap:8px;padding:16px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}.topbar .navlinks.open a{display:block}.footer-grid{grid-template-columns:1fr 1fr}}@media(max-width:620px){.footer-grid{grid-template-columns:1fr}}

/* STL Guide Network shared usability system */
:where(a,button,input,select,textarea):focus-visible{outline:3px solid #2864f0;outline-offset:3px}
.consent,.consent-box,.sensitive-note,.emergency-notice,.compensation-disclosure,.form-next-step{font-size:14px;line-height:1.55}
footer .footer-grid{display:grid;grid-template-columns:minmax(0,1.5fr) repeat(2,minmax(160px,1fr));gap:32px;align-items:start}
footer .footer-links{display:grid;gap:9px;align-content:start}
footer .footer-links strong{font-size:14px}
footer .footer-links a{text-decoration:none}
footer .footer-links a:hover{text-decoration:underline}
.network-copyright{margin-top:28px;padding-top:18px;border-top:1px solid currentColor;font-size:13px;opacity:.72}
.updated-line{margin:16px 0 24px;padding-bottom:16px;border-bottom:1px solid var(--line,#dce2e8);font-size:14px;color:var(--muted,#596579);font-weight:700}
.resource-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin:28px 0}
.resource-card{padding:22px;border:1px solid var(--line,#dce2e8);border-radius:17px;background:white}
.resource-card h3{margin-bottom:9px}.resource-card p{color:var(--muted,#596579)}
.source-box{padding:18px;margin:24px 0;background:#eef4ff;border-left:4px solid #2864f0;border-radius:0 14px 14px 0}
.source-box p{margin:6px 0 0}
@media(max-width:900px){footer .footer-grid{grid-template-columns:1fr 1fr}.resource-grid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){footer .footer-grid,.resource-grid{grid-template-columns:1fr}.consent,.consent-box,.sensitive-note,.emergency-notice,.compensation-disclosure,.form-next-step{font-size:14px}}

/* Network accessibility, navigation, breadcrumbs, and form resilience */
.skip-link{position:fixed;left:12px;top:-80px;z-index:1000;background:#17233d;color:#fff;padding:12px 16px;border-radius:0 0 10px 10px;font-weight:800;text-decoration:none}
.skip-link:focus{top:0}
.breadcrumb-bar{padding-top:20px;padding-bottom:4px}
.breadcrumbs{font-size:14px;line-height:1.5;color:var(--muted,#596579)}
.breadcrumbs a{font-weight:750;text-decoration:none}.breadcrumbs a:hover{text-decoration:underline}
.hp-field{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}
.form-help-link{font-size:14px;margin-top:12px;color:var(--muted,#596579)}
@media(max-width:600px){.breadcrumb-bar{padding-top:14px}.breadcrumbs{font-size:13px}}

/* Conversion-first homepage and guide prompts */
.quick-request{padding:24px 0}.quick-request-card,.guide-quick-help{display:grid;grid-template-columns:minmax(0,1fr) auto;gap:22px;align-items:center;border:1px solid #cfe2d3;border-radius:20px;background:linear-gradient(135deg,#eaf4ec,#fff);box-shadow:var(--shadow)}.quick-request-card{padding:24px 26px}.quick-request h2{font-size:clamp(24px,3vw,32px);margin:0 0 6px}.quick-request p{margin:0;color:var(--muted)}.quick-request-note{display:block;margin-top:6px;font-size:12px}.guide-quick-help{padding:18px 20px;margin:24px 0}.guide-quick-help strong,.guide-quick-help span{display:block}.guide-quick-help strong{font-size:19px}.guide-quick-help span{margin-top:4px;color:var(--muted);font-size:14px}.guide-hub{padding-top:24px}.guide-hub .article-box{margin:0}
@media(max-width:860px){.quick-request-card,.guide-quick-help{grid-template-columns:1fr}.quick-request-card .btn,.guide-quick-help .btn{width:100%}.sticky-mobile-cta{display:flex}body{padding-bottom:76px}}
[hidden]{display:none!important}
/* Three-part conversion homepage */
.homepage-more{padding:64px 0;background:#fff}
.homepage-link-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin:26px 0}
.homepage-link-grid a{display:block;padding:22px;border:1px solid var(--line);border-radius:17px;background:#fff;text-decoration:none;box-shadow:0 7px 22px rgba(20,40,30,.05)}
.homepage-link-grid strong,.homepage-link-grid span{display:block}
.homepage-link-grid strong{font-size:18px}
.homepage-link-grid span{margin-top:7px;color:var(--muted);font-size:14px;line-height:1.5}
.homepage-three .compensation-disclosure{max-width:900px}
@media(max-width:860px){.homepage-link-grid{grid-template-columns:1fr}.homepage-more{padding:52px 0}}
.form-compensation-disclosure{margin:14px 0;padding:14px 15px;border-left:4px solid var(--brand);border-radius:0 12px 12px 0;background:#eef6f0;color:var(--muted)}
.urgent-selection-warning{margin:12px 0}

@media (prefers-reduced-motion:reduce){
  *,*::before,*::after{scroll-behavior:auto!important;animation-duration:.01ms!important;animation-iteration-count:1!important;transition-duration:.01ms!important}
}

/* Privacy-first, optional analytics consent */
.analytics-consent{position:fixed;z-index:1000;inset:auto 1rem 1rem;display:flex;align-items:center;justify-content:space-between;gap:1.25rem;max-width:980px;margin-inline:auto;padding:1rem 1.1rem;background:#fff;color:#17243a;border:1px solid #ccd7e8;border-radius:14px;box-shadow:0 14px 48px rgba(19,39,70,.22)}
.analytics-consent[hidden]{display:none}
.analytics-consent-copy{max-width:620px}
.analytics-consent-copy strong{display:block;font-size:1rem;margin-bottom:.25rem}
.analytics-consent-copy p{margin:0;font-size:.92rem;line-height:1.45}
.analytics-consent-copy a{font-weight:700}
.analytics-consent-actions{display:flex;flex-wrap:wrap;gap:.55rem}
.analytics-consent-actions button{font:inherit;font-weight:700;min-height:44px;padding:.65rem .9rem;border:1px solid #9aabc4;border-radius:8px;background:#fff;color:#163465;cursor:pointer}
.analytics-consent-actions .analytics-accept{background:#2864f0;border-color:#2864f0;color:#fff}
.analytics-consent-actions button:focus-visible{outline:3px solid #f2b544;outline-offset:2px}
.form-progress{display:flex;justify-content:space-between;align-items:center;gap:.75rem;margin:1rem 0;padding:.75rem 1rem;border:1px solid rgba(40,100,240,.25);border-radius:10px;background:rgba(40,100,240,.06)}
.form-step[hidden]{display:none!important}
.form-step>h3{margin:.25rem 0 .9rem}
.step-actions{display:flex;justify-content:space-between;gap:.75rem;margin-top:1rem}
.step-actions button{min-height:46px}
.quick-finder{max-width:850px}
.quick-finder-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:1rem}
.quick-finder label{display:block;font-weight:700;margin-bottom:.4rem}
.quick-finder select{width:100%;min-height:48px}
.quick-finder-result{margin-top:1rem;padding:1rem;border-radius:12px;background:rgba(40,100,240,.08)}
.quick-finder-result a{display:inline-block;margin-top:.6rem}
@media(max-width:700px){.analytics-consent{inset:auto .5rem .5rem;display:block;padding:1rem}.analytics-consent-actions{margin-top:.8rem}.analytics-consent-actions button{flex:1}.form-progress{align-items:flex-start;flex-direction:column}.step-actions button{flex:1}.quick-finder-grid{grid-template-columns:1fr}.sticky-mobile-cta{bottom:5rem!important}}